The Risks of Investing in Gold Mines

This week a British judge entered a court order freezing the global assets of a Utah-based gold mining company called Sinaloa Gold Plc. The court concluded that the mining company may have engaged in fraud when it sold shares to U.K. investors.  The judge found that one of Sinaloa’s officers, Glen Lawrence Hoover, a Utah resident, failed to explain to the court how investor money was spent.  Mr. Hoover is one of the defendants in the case.

Recently I have seen an increase in inquiries from individuals who are interested in investing in gold mining operations, and from some who have lost money in this investments.  I assume much of this is driven by the skyrocketing price of  gold, but the challenge for investors is that this is a highly specialized area that requires significant technical expertise.  Investors can be misled by complex technical descriptions, faked or doctored assay tests, and spectacularly high mine valuations.

Continue reading

New SEC Lawsuit Against Raymond P. Morris, E&R Holdings and Wise Financial Holdings (among others)

Today the Salt Lake City office of the Securities and Exchange Commission filed a lawsuit against Raymond P. Morris, E&R Holdings, LLC, Wise Financial Holdings, LLC, Momentum Leasing, LLC, James L. Haley, Cornerstone Capital Fund, LLC, Vantage Point Capital, LLC, Jay J. Linford, Freedom group, LLC, and Luc D. Nguyen (an attorney). The suit alleges that the named individuals ran a Ponzi scheme that bilked scores of investors out of “no less than $60 million.”

The complaint alleges that from March 2007 through January 2009, Raymond Morris offered and sold unregistered promissory notes to investors. In the course of soliciting these loans the SEC alleges that he and the other defendants made misrepresentations to investors to convince them that they were purchasing high yield notes that were risk free. Morris allegedly told investors that their funds would be deposited into a secure account and would be used only to verify deposits.

However, instead of using the funds as represented Morris allegedly used investor funds “for personal expenses, including a luxurious home and several sports cars, and for making Ponzi payments to create an illusion of a successful investment.” Continue reading